Last Updated: 05/12/2022
First State Bank of Sauk Centre (the “App”)– powered by
Fiserv – helps you control your credit and/or debit cards through your mobile
device, making it easy to manage your finances on the go.
- get real-time balances for your accounts
- manage your money
- view your transactions and statements
- make transfers
- pay your bills and manage billers
- deposit a check
- receive alerts
- manage cards
privacy notices that we provide to you (e.g., pursuant to financial privacy
laws), inform you of the policies and practices regarding the collection, use
and disclosure of any personal information that we and our service providers
collect from or about users in connection with the App’s website and mobile
application (the “Services”).
THE TYPES OF INFORMATION WE COLLECT IN THE APP
Through your use of the Services, we may collect personal
information from you in the following ways:
Information You Provide to Us.
may collect personal information from you, such as your first and last name,
address, e-mail, telephone number, and social security number when you create
will collect the financial and transaction information necessary to provide you
with the Services, including account numbers, payment card expiration date,
payment card identification, verification numbers, and transaction and payment
you provide feedback or contact us via email, we will collect your name and
email address, as well as any other content included in the email, in order to
send you a reply.
also collect other types of personal information that you provide voluntarily,
such as any information requested by us if you contact us via email regarding
support for the Services.
Information Collected from Third Parties. We may collect certain information
from identity verification services and consumer reporting agencies, including
credit bureaus, in order to provide some of our Services.
Information Collected Via Technology. We and our service providers may
automatically log information about you, your computer or mobile device, and
your interaction over time with our Services, our communications and other
online services, such as:
data, such as your computers or mobile device’s operating system type and
manufacturer and model, browser
type, screen resolution, RAM and disk size, CPU usage, device type (e.g.,
phone, tablet), IP address, unique identifiers, language settings, mobile
device carrier, radio/network information (e.g., Wi-Fi, LTE, 3G), and general
location information such as city, state or geographic area.
activity data, such as pages or screens you viewed, how long you spent on a
page or screen, the website you visited before browsing to the Service,
navigation paths between pages or screens, information about your activity on a
page or screen, access times, and duration of access.
which are text files that websites store on a visitor’s device to uniquely
identify the visitor’s browser or to store information or settings in the
browser for the purpose of helping you navigate between pages efficiently,
remembering your preferences, enabling functionality, and helping us understand
user activity and patterns.
storage technologies, like HTML5 and Flash, that provide cookie-equivalent
functionality but can store larger amounts of data, including on your device
outside of your browser in connection with specific applications.
beacons, also known as pixel tags or clear GIFs, which are used to demonstrate
that a webpage or email was accessed or opened, or that certain content was viewed
Information. If you have enabled location services on your phone and agree to
the collection of your location when prompted by the Services, we will collect
location data when you use the Services even when the app is closed or not in
use; for example, to provide our fraud detection services. If you do not want
us to collect this information, you may decline the collection of your location
when prompted or adjust the location services settings on your device.
HOW WE USE YOUR INFORMATION COLLECTED IN THE APP
Use. In general, we use your personal information collected through your use of
the Services to respond to your requests as submitted through the Services, to
provide you the Services you request, and to help serve you better. We use your
personal information, in connection with the App, in the following ways:
the creation of, and secure and maintain your account;
you as a legitimate user in our system;
improved administration of the Services;
the Services you request;
the quality of experience when you interact with the Services;
you administrative e-mail notifications, such as security or support and
maintenance advisories; and
surveys, offers, and other promotional materials related to the Services.
and protection. We may use your personal information to:
with applicable laws, lawful requests and legal process, such as to respond to
subpoenas or requests from government authorities;
our, your or others’ rights, privacy, safety or property (including by making
and defending legal claims);
our internal processes for compliance with legal and contractual requirements
and internal policies;
the terms and conditions that govern the Service; and
identify, investigate and deter fraudulent, harmful, unauthorized, unethical or
illegal activity, including cyberattacks and identity theft.
of Non-Identifiable Data. The App may create de-identified information records
from personal information by excluding certain information (such as your name)
that makes the information personally identifiable to you. We may use this
information in a form that does not personally identify you to analyze request
patterns and usage patterns to enhance our products and services. We reserve
the right to use and disclose non-identifiable information to third parties in
DISCLOSURE OF YOUR PERSONAL INFORMATION
We disclose your personal information collected through your
use of the Services as described below.
(a) In Accordance with Our Other Privacy Notices. Other
third parties with whom we share information.
(b) Third Party Service Providers. We may share your
personal information with third party or affiliated service providers that
perform services for or on behalf of us in providing the App, for the purposes
to conduct quality assurance testing; to facilitate the creation of accounts;
to optimize the performance of the Services; to provide technical support;
and/or to provide other services to the App.
(c) Authorities and Others. Regardless of any choices you
make regarding your personal information, The App may disclose your personal
information to law enforcement, government authorities, and private parties,
for the compliance and protection services described above.
LINKS TO OTHER SITES
The App may contain links to third party websites. When you
click on a link to any other website or location, you will leave the App and go
to another site and another entity may collect personal and/or anonymous
information from you. The App’s provision of a link to any other website or
location is for your convenience and does not signify our endorsement of such
other website or location or its contents. We have no control over, do not
review, and cannot be responsible for, these outside websites or their content.
YOUR CHOICES REGARDING YOUR INFORMATION
You have several choices regarding use of information on the
(a) How We Respond to Do Not Track Signals. Some web
browsers transmit “do not track” signals to the websites and other online
services with which your web browser communicates. There is currently no
standard that governs what, if anything, websites should do when they receive
these signals. We currently do not take action in response to these signals. If
and when a standard is established, we may revise its policy on responding to
(b) Access, Update, or Correct Your Information. You can
access, update or correct your information by changing preferences in your
account. For additional requests, please contact us.
(c) Opting Out of Email or SMS Communications. If you have
signed-up to receive our email marketing communications, you can unsubscribe any
time by clicking the "unsubscribe" link included at the bottom of the
email or other electronic communication. Alternatively, you can opt out of
receiving marketing communications by contacting us at the contact information
under "Contact Us" below. If you provide your phone number through
the Services, we may send you notifications by SMS, such as provide a fraud
alert. You may opt out of SMS communications by unlinking your mobile phone
number through the Services.
(d) Opting Out of Location Tracking. If you initially
consented to the collection of geo-location information through the Services,
you can subsequently stop the collection of this information at any time by
changing the preferences on your mobile device. Please note, however, that if
you withdraw consent to our collection of location information, you may no
longer be able to use some features of the App.
SAFEGUARDS AND RETENTION
We implement reasonable administrative, technical and
physical measures in an effort to safeguard the information in our custody and
control against theft, loss and unauthorized access, use, modification and
disclosure. Nevertheless, transmission via the internet is not completely
secure and we cannot guarantee the security of your information.
A NOTE ABOUT CHILDREN
The Services are not directed towards individuals under the
age of 18, and we do not, through the App, intentionally gather personal
information about visitors who are under the age of 18. If a child under 18
submits personal information to us through the App and we learn that the
personal information is the information of a child under 18, we will attempt to
delete the information as soon as possible.
will notify you of any material changes in its collection, use, or disclosure
of your personal information by posting a notice on the Services. Any material
following notice of the changes on the Services. These changes will be
effective immediately for new users of the Services. If you object to any such
changes, you must notify us prior to the effective date of such changes that
you wish to deactivate your account. Continued use of the Services following
notice of any such changes shall indicate your acknowledgement of such changes.
If you have any questions or complaints about this Privacy
Policy or The App’s data collection or processing practices, or if you want to
report any security violations to The App, please contact the bank by email at BKKR@FirstStateBankSC.com
or by mail at:
State Bank of Sauk Centre